The proposed scheme will initially provide a minimum cover of Rs 50,000 to around 8 crore families or almost 40 crore people. It will also offer special top-up benefit packages for senior citizens. "The proposal is to converge all centrally-sponsored health insurance schemes and in their place launch a new and superior centrally sponsored health protection scheme," said a senior health ministry official.
According to the proposal, the total budget for the scheme over next five years is pegged at Rs 23,415 crore. The central assistance would be given at a fixed rate of Rs 500 per family per annum for the core scheme. The state contribution is pegged at Rs 300 per family per annum.
To cover 8 crore beneficiary families, the total estimated cost for premium would be Rs 6,400 crore per year and the Centre's contribution is pegged at Rs 4,000 crore a year. Apart from this, the projected premium outgo on account of senior citizens is estimated at around Rs 1,000 crore per year with the Centre contributing Rs 600 crore annually.
Source: TOI
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