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Wednesday, 27 July 2016

Remembering Dr. APJ Abdul Kalam


 As the calendar reads July 27, every Indian would recollect the loss of their dear Missile Man, Dr. A.P.J. Abdul Kalam. It was on the same day, a year ago that the nation mourned the demise of People’s President who won home numerous laurels as a teacher, scientist, president, and a patriot. As the first bachelor and the first scientist to become the President of India, the youth icon showed immense love for children and had always inspired the youth of the nation.

Remembering the multi-faceted Dr. A P J Abdul Kalam

While every single episode of his life is an inspiration by itself, below are some of the interesting facts from the life of this secular leader:

1.       Dr. A.P.J. Abdul Kalam as the Scientist:
Dr. Kalam spearheaded the Pokhran nuclear tests and raised India to be on par with the countries that had nuclear capabilities. The nuclear bomb tests that were carried out at the Indian army's Pokhran Test Range is still considered a historical incident as the scientists deceived CIA spying by adjusting their working shifts. The expert crew was also made to dress in Indian military uniform as scientists in plain clothes in the army camp would draw attention and suspicion of the CIA.  Remembering this great day, the man behind this important mission had tweeted on May 11, 2015, "Today, I remember the hot day of 1998 at Pokhran: 53-degree celsius. When most of the world was sleeping; India's nuclear era emerged."
During his tenure at ISRO, he always made it a point to come forward and face the press during all the tests that turned out to be failures and accepted it as his fault. On the other hand, the great scientist was never seen boastful of huge success, rather maintained a low profile and always sent his fellow scientists to talk to the press about the success.

2.       Dr. A.P.J. Abdul Kalam as the President:      
During his tenure of Presidency, he received 21 mercy petitions of which he did not decide the fate of 20. The only petition he acted upon was the plea of infamous rapist Dhananjoy Chatterjee, who was later hanged as the plea was rejected.
Given the great scientist’s vast expertise in science and technology, the Switzerland government honored his visit to the country on 26th of May, 2005 as Science Day. He was also the first Indian head of state visiting Switzerland after 30 long years following the visit of former President V. V. Giri.
An active advocate of renewable energy, he desired to have Rashtrapati  Bhavan powered by solar energy:  Unfortunately, Dr. Kalam's term ended before the suggestion could be executed. Later, he was quoted saying: "I would have liked the Rashtrapati Bhavan to be the first home in India to be powered completely by solar energy.”

3.       Dr. A.P.J. Abdul Kalam’s Social Contributions:
He founded an NGO trust named PURA (Providing Urban Amenities to Rural Areas) and donated all his life's salaries and savings to the trust.  The concept of the trust is discussed in his book ‘Target 3 Billion,' which he co-authored with Srijan Pal Singh.
Though he was a busy scientist who mentored many advanced technology solutions, he also engaged himself with minor projects like the low-cost coronary stent, now marketed as Kalam-Raju-Stent and the Kalam-Raju-Tablet, a low-cost rugged tool designed specifically for the use of rural healthcare. These small projects and Dr.Kalam’s contributions stay in the hearts of the deprived for bringing advanced healthcare within their reach.

4.       Dr. A.P.J. Abdul Kalam’s Special Interests:
Dr. Kalam was keen to pursue a career with the Indian Air Force. Becoming a jet fighter pilot with was his dearest dream. He almost made it there by bagging the ninth position out of 25 candidates but was not enrolled as only eight slots were available at that time. But later, then seventy-four-year-old President of India flew in a Sukhoi-30 fighter plane,  thereby becoming the first President to fly a combat aircraft.
Dr. Kalam was known for being active in social media; he once had asked, "What should we do to free our planet from terrorism?" on Yahoo Answers, and received more than 30,000 answers. He had more than a million followers on Twitter but followed only 38 people and made it a point to give personalized reply to emails he received from his fans even during his busy schedule.

There is no doubt that Dr. Kalam is remembered by people from different walks of life in a variety of ways. It is important for all of us to remember that all that he did was to contribute towards a better India that is empowered. Therefore, the most befitting tribute to the visionary leader would be a promise to ourselves that we shall work towards bigger goals – the Nation.


Wednesday, 20 July 2016

Why Do I Need Insurance?




With everyone trying to live life at present to the fullest, not many see the need to think of tomorrow. Having a safety net is always helpful as life is unpredictable and full of risks. What have you got to help you soar back to normalcy if something went wrong? Here is when insurance comes to your rescue. We’ve even got reasons to say so!
As an individual, you might be facing challenges of daily life, and there are the bigger ones. Read further to find out what problems a correct insurance cover can solve:

1. I Want To Leave A Legacy Behind
A recent study revealed that 69% of retirees from around the world plan to leave an inheritance and about 86% of retirees in India are expected to future proof their families with some legacy. Creating an inheritance for your heirs is something that will speak of your love and responsibility even if you have no other assets to pass on. With suitable Term Plans and Annuity Plans from insurers like ICICI, Kotak, or SBI, you can create a solid financial security for your dependents against any monetary needs that may arise.

2. How To Manage Sudden Unaffordable Expenses?
Bills know nothing about your financial instability or a crisis that your family may be going through. Bills can keep accumulating and allow no breathing time but, there is a foolproof way out! All you need to do is to find yourself the correct Endowment Plan from various insurers like Kotak, Reliance and ICICI that create a cash value. With these policies, the insured gets to withdraw money on request for immediate expenses like unsettled medical bills, mortgage payments, business commitments and meeting college expenses for children etc. Another option is to go for a Health Plan from insurers like Religare, Star and Apollo.
 
3. I Need A Good Credit Score
A survey conducted across eight cities in India revealed that a whopping 92% of respondents were unaware of their credit scores. Knowing your credit score is as important as knowing your bank balance and explains the need to have a healthy credit rating.  What if you have a pathetic credit score?
There are ways to repair it, and the best way to build your credit rating is to have a Health Plan from insurers like Religare, Star and Apollo or Life Insurance from insurers like Kotak, Reliance and ICICI preferably through electronic clearance services mode which increases credibility.

4. The Show Must Go On – Even After I Am Gone
Insurance is a strong risk management strategy that offers stability and protection that you and your family will need during tough times. If a family loses a breadwinner with Guaranteed Return Plans from insurers like Reliance and Kotak, it can bring back the ray of hope at the time of loss. What’s more assuring than knowing your family is protected even while you are not around? Lead a stress-free life today by investing for a brighter future tomorrow.
 
5. Am I Ready For Unforeseen Financial Risks?
Who wants to see their loved ones suffer out of bad financial status? As life circumstances and financial commitments keep changing, shielding your family’s future against unforeseen financial risk is of top priority. What if you are looking out to start a business venture or incur surprise expenses?
A good endowment plan with benefits of liquidity is a strong option to which you can anchor on at times of crisis and boost your financial security.

While there are plenty of reasons to stay covered, an insurance expert could help you pick a plan that suits your needs best.
For the best plans, feel free to call us on the toll- free number 1800-1035-569 or drop an email to helpdesk@futurisk.in

Life might be an adventure, but it is still worth to have a backup. 
Stay Insured and Stay Assured!
 
Did You Know?
The Greeks and Romans came up with the idea of insurance by around 600 BC in the form of guilds called 'Benevolent Societies'. 
This was a plan that cared for the families of deceased members who insured themselves so that the family is paid for funeral expenses.

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