The market of 2014 had its own ups and downs. To figure out the best investment options analyzing the technicalities of the Indian market is a tough job. Hence let’s find out the best investment options for 2015:
1. Insurance Policy -A Popular Option
After fixed deposits in banks, another popular choice of people in the list of the best investment options in India for 2015 is Insurance Policy Investment. An excellent feature about this option is that you can get profits which are risk free.
Insurance policies range from a variety of types & provide different types of coverage. Insurance policies like LIC, Home insurance, Car insurance and Health insurance are few examples of such type of investment options.
2. Fixed Deposit – Good Option To Begin With
Fixed deposit in banks form a major vote in terms of the safest investment in India. The most important reason for this is its ability to provide reasonable returns & the money invested is locked in safely. The time period for an FD may range from 15 days to more than five years. The returns you will get will be decided by the financial organization you opt for.
However, it is likely that a non-senior citizen can get returns at around 10% interest rate. The good thing here is that your money invested will be safe & you don’t have to worry about it all till the maturity period.
3. Public Provident Fund – For Higher Returns
Public Provident Fund (PPF) is also a good option to invest money securely for future periods. The primary reason is the high rate of returns mainly for people who are under 30 percent tax brackets. The rate of interest returns on PPF can be as good as 9 percent.
However, the time span of investment can be as high as 15 years. However, with almost no risk options and good returns makes this a pretty feasible option to choose.
4. Investment in Gold & Silver – Healthy Option
It’s a good idea if you invest in silver instead of gold in 2015. This is because the market predicts returns from gold investment this year to be parallel to possible rupee appreciation. This means there are fewer chances to get good returns. People who cannot think beyond gold as any investment option then 5 percent to 10percent should be the general investment limit.
5. Mutual Fund Investments – Safe Option
Mutual Funds are also very popular among people. They can prove to be very fruitful if you make limited investments and generate a diverse portfolio which can give high returns. If you want to enter into stock markets and don’t wish to take unnecessary risks then this is viable option. Also you can generate higher profits.
It is an ideal way investment if you want to diversify your risks & get good returns. A diverse portfolio reduces the risk factors and prevents you from complete loss of your investment.
6. Private Equity Investments – Satisfactory Returns
Private equity is another good investment option. It does not depend on the traditional stock market scenario. Private equity investments consist of equity securities of a private company. These equity securities are offered by privately owned equity firms, angel investors or venture capital organizations.
The concept of private equity investments is on the increase in India. All these parameters make it a good investment option in 2015. The returns are satisfactory & there are above 365 firms that function under Indian equities currently.
7. Stock Investments – For Risk Takers
Investment in stock market is an ideal way to generate higher profits faster. We consider it as one of the most risky investment options. Yet it is the finest option of all the best investment options in India for 2014. However, there are high risks involved & you cannot be assured of the returns every time.
Hence, it is very important to understand the market properly. Also you should have a sound knowledge about the various factors that affects the stock market. If you know all this then no one can stop you from earning good amount of high returns.
Source: Siliconindia.com
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